My Business Logic

The stimulus plan created for small businesses the America’s Recovery Capital or ARC loan program. With $255 million of funds, it is geared to help businesses who have an existing loan with their loan payments.

1. The business seeking an ARC loan must have outstanding business debt.

The ARC loan program was designed to help “viable” as defined, small businesses who are suffering “immediate financial hardship” also defined. In order to be considered viable, the business must show that at least one of the last two years the company was profitable. It further requires that the outstanding loan(s) from a credit institution may not have any payments more than 60 days past due.

2. The ARC loan is not for start ups or change of ownership scenarios

The requirement of immediate financial hardship would need to be fully documented for these kinds of financial conditions; trouble making personnel payroll, slowdown of sales, bank refuses additional credit on loans, trouble paying debts etc. Evidence

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In any business endeavour you have today, you must understand one thing – Laser-targeting your potential clients means big business. If you are into online business, I have something I strongly recommend to you.

In many articles I have written on Noobpreneur.com, I always indicate that make money online / online business is the way to go today. Here in this article, I strongly suggest you once more to explore what the Internet can offer you.

Even if you run an established and successful small business off line, I still highly recommend you to enter the online world. Why? Because the opportunities are there. Period.

For you who look for ways to make money online or establish a legitimate business presence online, either for side income or full-time income – congratulations! You have taken a brave step to change things for your business and personal financial endeavours.

Unfortunately, things done online occasionally (or often?) go wrong. You

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Brazil’s Minas Gerais state water utility Copasa (Bovespa: CSMG3) will invest 16.1mn reais (US$9.37mn) to improve potable water and sewage services in Carmo do Paranaíba municipality.

The projects, to be carried out in two phases, are the result of the renewal of the company’s contract with the municipality in December and work will start this month, according to a company release.

A total of 4.88mn reais will be used to improve water supply while 11.3mn reais will be allocated to improve sewerage collection and treatment.

For the first phase of water supply projects, 3.7mn reais will be used to rehabilitate reservoirs and install pipelines and connections. Another 812,000 reais will be invested in a second phase which includes the construction of a potable water treatment plant with a capacity to treat 45l/s.

A total of 8.3mn reais will be invested in the first phase of sewage improvements to implement pipelines, connections and build a wastewater treatment plant.

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Franchises had a difficult 2009. Lack of access to financing made it difficult for many franchises to invest and grow. With an industry-wide loss of 409,000 jobs, franchises are looking for broader sources of funding.

According to the Richmond Times-Dispatch, banks and lenders are setting the bar higher than ever to lend money to a franchise.

Franchise lawyer Jim Wilson, of Wilson Stoyanoff PLC in Henrico, said some major lenders who helped finance start-ups and franchisees aren’t in that market anymore.

The tried-and-true lenders who are still around — “it’s not that they’re not doing loans,” he said. “But you’ve just got to make a very compelling story, not only for your ability to pay it back, but they want an absolute guarantee of what’s backing the loan.”

There remain, however, many options for recently downsized corporate workers looking to create new opportunities for themselves. Not all franchise s

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According to vehicle remarketing group, Aston Barclay, van sales have seen an increase since September last year. They have consequently announced fortnightly auctions to be held at their Chelmsford site as a result of the increase in demand by both buyers and sellers.

The National Sales Director for Aston Barclay, David Scarborough, stated that small businesses were beginning to return to the market as their companies were starting to see renewed signs of growth.

He added that “buying used for many small companies is their only option as they can’t access the month to buy a new vehicle.”

Mr Scarborough went on to say that companies are predicting growth in the 2010 economy and as a consequence they are gearing up their transport requirements accordingly.

If you have bought a second-hand van then visit our van insurance page for a quote today.

Topeka officials and law enforcement spent much of 2009 debating whether the police helicopter would continue flying. As the new year begins the chopper program is grounded, but the city council is expected to consider at least a limited police helicopter program early in 2010.

2010: A look ahead

As the new year begins, here’s a look ahead at issues facing Topeka and the state in 2010.

Also in Topeka, drivers are looking forward to improved street conditions.

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